ACCIDENT INSURANCE
Unexpected events can happen at any time. No one is immune to situations that may unexpectedly affect their health and wellbeing. That’s why we offer our accident insurance, designed to provide you with protection and peace of mind when you need it most.
Our policy not only offers financial protection in the event of an accident or injury, but also gives you confidence and reassurance in your everyday life. It is designed to protect both you and your loved ones, providing a reliable safety net during life’s most challenging moments.
With coverage tailored to your needs and a dedicated team ready to support you, you can be confident that we are here whenever you need us.
¿WHY CHOOSE ACCIDENT INSURANCE?
No Waiting Periods
You can start using your insurance from the moment your policy is taken out
Easy to Purchase
All you need to do is complete a simple health questionnaire
Financial Protection
When the unexpected happens, you can rely on the financial support you need
FREQUENTLY ASKED QUESTIONS
This policy covers accidents suffered by the insured that may result in death, permanent total disability, permanent absolute disability, permanent partial disability, or severe permanent disability.
In the event of death, as well as severe permanent disability, permanent absolute disability, or permanent total disability, the insured amount specified in the policy’s terms and conditions will be paid.
In the case of permanent partial disability resulting from an accident, the insurer will pay compensation according to the degree of disability and the resulting limitation of the insured person’s activities.
The policy comes into force once the premium has been paid and remains valid for one year. It will automatically renew at each annual renewal date unless either party gives notice to terminate it. In any event, the policy will end once the full insured capital has been paid or at the end of the policy year in which the insured reaches 69 years of age.
The policy provides worldwide cover for insured accidents.
For disability benefits, the beneficiary is the insured person. For the death benefit, the beneficiary is the person designated in the Policy Schedule.
During the term of the policy, the policyholder may appoint or change the beneficiary at any time without the insurer’s consent, unless they have expressly waived this right in writing.
If, at the time of the insured’s death, no beneficiary has been designated and no rules have been established for determining one, the insured amount will form part of the policyholder’s estate.
Accident Insurance provides financial protection in the event of accidental injury or death resulting from an accident, while Life Insurance provides financial protection in the event of death, regardless of the cause, subject to the terms of the policy.
In the event of an accident or death, you should contact Nueva Mutua Sanitaria so that we can assist you with the claims process.